Ultimate Rate Discounts
Edmonton Mortgage Hub
We'd Love To Hear From You
Fill out the form below to get approved
Real Pre Approvals
We actually underwrite and pre approve you before you go shopping. 24 hour pre approvals
We find you free Money
First we get you approved for any Government Incentives you qualify for such as the first time home buyers incentive
Member Benefit
You benefit from the large rate discounts the banks give us. We get discount because of the large volume of mortgages we send to the bank.
Free Buyers Guidance
We walk you through step by step everything you need to know and understand in the buying process.
Discounted Legal fees
We have relationships with many lawyers, that give our clients discounts on legal fees.
Realtor Discounts
The realtors we work with provide our buyers discounts and benefits.
Multiple Lenders
We shop around at multiple lenders for the best rates and terms to fit your needs. We have access to more lenders.
Top 5% In Canada
Sean, your main broker is ranked in the top 5% of mortgage brokers in Canada. Making it easier to get approved
Easier Approval
We have multiple underwriters that all braistorm the easiest way to get you approved
Multiple credit bureaus
We are one of very few brokers that have access to both credit bureaus. If you have bad credit on one, we can use the other!
Quarterly Checkups
We find ways to save you money on interest every step of the way.
Free Mortgage Videos
Our youtube channel provides you with free videos to help you make wise purchasing decisions
How long does it take to get a mortgage?
Normally it will take 5-10 business days
How Much downpayment do i need?
Normally the minimum downpayment is 5% down. However you can borrow your downpayment and do a cashback mortgage called flex-down so that you can put as little as $0 down!
Should I get approved at my bank?
No, you do not need to go into your bank for approval. We pull your credit once and shop around for rates at all of the banks. The rates we can get you are lower than what you can get going into your bank. If you shop on your own, your credit will be pulled by every lender and will drop. This can prevent you from getting the best rates.
Can I get a mortgage if I have bad credit?
Yes you can! Provided you have 20% down. Please call us with any credit questions. It might not be as bad as you think! You can get a mortgage after bankruptcy and after consumer proposals.
Can I buy a second property with 5% Down?
Yes you can buy a second property with 5% down! It is called a second home. Normally people do this if they are buying a vacation home, or a home for their parents or childrenn.
Can you renew my mortgage?
Yes we offer mortgage renewals at amazing rates!
What is the minimum credit score?
Minimum credit score is 600 with regular banks for 5% down. If you have more than 20% down we can get you approved with a much lower score.
Am I eligible for the first time home buyers incentive?
You may be eligible! We will apply to the program for you and get you approved for 5% downpayment grant from the government for used property or 10% for brand new property!
Why Hire and Edmonton Mortgage Broker?
The top reason for this is so that we can pull your credit once, and shop you everywhere! That being said certain brokers, such as us get significant discounts on rates compared to other brokers. We also get products that other brokers do not have access to making it much easier to get approved.
Are all mortgage Brokers the same?
No, This is far from true. Brokers that do higher volumes get better rates and better product for their clients. We are one of very few that offer this. When you work with our team, you have 3 highly experienced underwriters all working on your mortgage making it easier and faster to get approved
Do you offer the first time home buyers incentive?
Yes we get you approved for the incentive and do all of the paperwork for you!
Our Clients Believe In Us
HERE IS WHAT
THEY ARE SAYING
Have us contact you now to get approved
