Contact Us Table of Contents How to get a lower mortgage interest rate? Step 1 Contact a high volume mortgage broker, not a bank. Reason for contacting a broker is that we pull your credit only once and then shop around for rates for you. The high volume mortgage brokers get discount from the banks on rates. I am a high...
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Contact Us Table of Contents Mortgage Types and Terms You Need To Know What Kind Of Mortgage Should I Get? Most Common Types Of Mortgages Fixed Rates For Buyers that want security or want to lock into an extremely low rate. Normally people lock into a 5 year fixed term as the banks are most competitive in the 5 year term....
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Contact Us Table of Contents 5 C’s of Credit: How to Become Credit Worthy? What are the 5 c’s of credit? Character Capacity Capital Collateral Conditions What do they mean, and what are potential lenders looking for? Character: The reputation of the Buyer or Borrower. We can check your reputation by pulling your credit bureau such as Equifax or transition. By...
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Contact Us Table of Contents How To Get A Mortgage? Step By Step Instructions On Real Estate Financing Step 1. Contact your mortgage broker or me! 780-278-4847 We will have an initial conversation about your mortgage goals and I will get an understanding of what you require. Step 2. I will text or email you a mortgage application to fill out...
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Contact Us Table of Contents How to Repair your Equifax Credit Report Why Repair your Equifax Credit Report? You will want to repair your Equifax credit report in order to get good credit. If there are errors to your report, you can fix this in just a few steps. Further to this, if you do have bad reporting, this can also...
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Contact Us Table of Contents Should I Cosign A Loan? What Can Go Wrong? Who Can Cosign On A Mortgage Loan? Anyone can cosign for another person. It does make you fully responsible for the loan. When you cosign for a mortgage, the mortgage loan is registered on your credit bureau and the other owners credit bureau A person should only...
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Contact Us Table of Contents How To Repair Your TransUnion Credit Report Why repair your TransUnion credit report? You will want to repair your TransUnion credit report in order to get good credit. If there are errors to your report, you can fix it in just a few steps. Further to this, if you do have bad reporting, this can also...
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Table of Contents Step By Step Guide Of Buying A Home Step By Step Instructions On How To Buy A Home Early Stage 1 At this stage you are shopping around on Realtor.com, realtor.ca, Zillow or one of the other multiple listing services. You do not have a realtor yet and are not yet serious. Early Stage 2 You see something...
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Table of Contents Filipino Mortgage Tips Tips & Tricks For Filipinos Trying To Get A Mortgage What is a Paluwagan? A Paluwagan is a money saving system groups of people (usually Filipinos) use to save money for down payment on houses or vehicles. How Does A Paluwagan Work? Multiple people contribute a set amount of money into an account every month,...
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Table of Contents 11 Things to look for when choosing a New Home Builder Tips & Warnings Why Choose A Home Builder? One major factor of choosing a home builder is so that they can take the responsibility of building the home until you pay them. In most cases, you will share your desire or view a show home and the...
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