Useful mortgage information and programs
Table of Contents Do I Need A Realtor To Sell My Home? Pros and Cons of Using a Realtor Hey there, fellow homeowners! So, you’re thinking about selling your house, huh? Well, buckle up because we’re about to embark on an epic adventure through the highs and lows of the real estate world. In this blog post, we’re diving deep...
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Table of Contents How to Get a Mortgage When your Self Employed? If you’re self-employed and looking to get a mortgage, you may be feeling overwhelmed and unsure of where to start. Don’t worry, you’re not alone! The good news is that getting a mortgage as a self-employed individual is definitely possible, it just requires a bit of extra effort and...
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Table of Contents How to Save for a Down Payment Fast! Buying a home is a major life goal for many people, but saving up for a down payment can be a daunting task. It’s not uncommon for lenders to require a down payment of 5% of the purchase price of a home, which can add up to tens of...
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Table of Contents How to Get a Mortgage in Edmonton or Calgary? Are you ready to take the leap and become a homeowner in Edmonton or Calgary? Congratulations! Owning a home is a huge milestone in life and can bring a sense of pride and accomplishment. But before you start searching for the perfect property, you’ll need to secure a mortgage....
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Table of Contents 10 Things Realtors do that can Kill a Real Estate Deal! Are you in the market to buy or sell a home? There are a few things you should be aware of when working with a real estate agent. While most realtors are fantastic at their job, there are some things they can do that can kill...
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Table of Contents Private Mortgage Lenders VS “B” Lenders. How to get Approved for a Mortgage in Canada when the Bank says NO! Buying a house is one of the biggest decisions you’ll ever make. It’s exciting, nerve-wracking, and can be downright confusing. One of the biggest challenges you’ll face is figuring out how to pay for it all. Unless you’re...
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Table of Contents B Lenders, How to get Approved when the Bank says No! Hey there, welcome to my blog! Today, we’re going to talk about B Mortgage Lenders. If you’re a bit confused about what they are, don’t worry, we’re going to break it down in plain English. What Exactly is a B Mortgage Lender? Well, a B Mortgage Lender...
Continue readingTable of Contents What is Private Lending? Private lending in Edmonton, Alberta is a popular alternative to traditional bank loans for borrowers who have difficulty obtaining financing from conventional sources. Private lenders in Edmonton are often individuals or small companies who lend money to borrowers in exchange for a higher interest rate than they could obtain from a bank or credit...
Continue readingTable of Contents RRSP Home Buyer Plan For First Time Canadian Buyers Pros and Cons The RRSP Home Buyer Plan (HBP) is a program available to first-time Canadian home buyers that allows them to withdraw up to $35,000 from their Registered Retirement Savings Plans (RRSPs) towards the purchase of a new home. This article will explore the pros and cons...
Continue readingTable of Contents Pros And Cons of Canada’s First Time Home Buyers Incentive The First time home buyers incentive has been an overall pretty good program, however it is not for everyone. Today we are going to explain all of the pros and cons of Canada’s first time home buyers incentive from CMHC. In the latest update of the first time...
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